Login or RegisterYou must login, sign up or register to view the following:Retirement: Does Life Insurance Have a Place? When most people hear “life insurance” they cringe! But, life insurance could add substantially to retirement planning. For example, it can reduce an estate’s size while passing tax-free money to heirs. If held outside an estate life insurance can provide tax-free money to pay the estate taxes, purchase a company business, farm or ranch or be used tax free without restriction by the next generation. Convalescent care costs (nursing home, home care or assisted living) are a major concern in retirement yet few retirees have insurance coverage because it is a “use it or lose it feature”. Certain life insurance policies offer double benefits: money for convalescent care, if needed and if not, a tax-free death benefit legacy for your heirs. If you have an unneeded life policy, sometimes it can be sold for more than its cash value and thereby avoid future premiums and get extra cash for retirement. Life insurance is the only thing that will pass money tax-free to future generations. Dr. Shelby Smith, an economist & retirement expert provides thought provoking insight and commonsense advice in this free online video webinar. From the comfort and convenience of your home you can learn ways to have a better retirement. Please plan to tune in for Dr. Smith’s short, informative presentation. It’s free, without obligation and presented as a public service for the retirement minded. You can register below. Mark your calendar for:
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